Buying Process

Nov. 22, 2013

Are You Ignoring the Needs of a Majority of Today's Homebuyers?

A national survey finds that a majority of homebuyers want to include brand-new homes in their search. At the same time, a small percentage of real estate professionals have the training, market knowledge and builder relationships to professionally support their clients in the new-homes arena. As a result, the majority …

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Nov. 5, 2013

Four Reasons Veterans Should Work With a Housing Counselor When Pursuing Homeownership

In an effort to improve the homeownership and financial planning outcomes of active duty service members and veterans, NeighborWorks America CEO Eileen Fitzgerald called upon nonprofit housing counselors and nonprofit financial capability coaches to increase their outreach and other marketing efforts to those who have chosen to serve their country …

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Oct. 29, 2013

Real Estate 411

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When you’re buying or selling, the obvious source to get your real estate question answered is your agent but where do you go the rest of the time? As a homeowner for many years to come, you’ll need reliable help and solid suggestions.

Our business goal …

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Oct. 22, 2013

Why Borrowers Pay Different Rates

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Lenders, like any business, have to make a profit. The cost of acquiring the funds, the operating costs to service and the expected profit margin are easily identified. The variable in pricing is the type of mortgage and the credit worthiness of the borrower.

A loan …

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Oct. 20, 2013

Raise Your Hand: 3 Questions Every Investor Should Ask

We live in a busy world full of demands on our time and attention - everything from keeping up with our families and careers to making sure we are taking care of ourselves and answering our cellphones by the third ring.

To meet all of life's challenges, sometimes you …

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Oct. 1, 2013

Don't Do It!

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You’ve seen lists telling buyers what to do to find the right home but knowing what not to do can be just as important. After finding the right home, negotiating a contract, making a loan application and inspections, buyers, understandably, start making plans to move and put …

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Sept. 15, 2013

Preparing for a Home Purchase Begins with Understanding Your True Financial Commitment

Buying a home is an expensive proposition, therefore, it’s crucial that you prepare yourself ahead of time for the amount of money that’s required as you make your way through the process.

Making a list of what your monthly expenses will be is a good first step toward fully …

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Feb. 8, 2013

Real Estate Agents Increasingly Vital to Home-Buying Process

In a recent study conducted by the National Association of REALTORS®, it was discovered that 89 percent of all homebuyers purchased their new home with the assistance of a real estate agent or broker.

Ten years earlier, a similar study revealed that only 69 percent of buyers used an …

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Feb. 1, 2013

Return of 100% Financing

No cash to spare to buy a home? No problem — if you have an investment portfolio. See how some affluent buyers are getting 100% financing, and why banks say these loans are safer than the ones that led to foreclosures during the bust. Yes! No-Money-Down Mortgages are back! But …

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Jan. 30, 2013

7 Steps to Simplify House Hunting

House hunting is a complicated process. From finding the right home, to locking down a mortgage rate you can afford, it is a process that requires an attention to detail and a well-thought-out plan. Below are seven steps to take as you begin house hunting to ensure you stay focused …

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