A place you can call your own, to raise your family, share with your friends and feel safe and secure. These are all strong motivations for securing the American Dream of owning your home.

The motivation is so powerful that buyers are willing to sacrifice to make their …

A young couple was looking at a home for the third time and had invited their parents to see it. The dad had quickly assumed his self-appointed role as tire kicker and was talking about how expensive mortgage rates were compared to what a certificate of deposit was paying.